When the end of the year arrives, we are all anxious and worried about how to present loved ones at Christmas. There are so many options and, precisely because of this, we end up getting lost in choosing what is ideal for the special people we want to present.

With the help of the internet, it has become more practical to choose the present, which can be done without having to leave home and face crowded stores and huge queues. It is worth mentioning that it is good to make your purchase on the web as far in advance as possible, because at this time of year the demand is very high and at the last minute you will run the risk of not receiving the gift in time for the commemorative date.

What to consider when choosing the gift?

A lot of people choose gifts based on themselves, which is a big mistake. The ideal is to take into account the taste and characteristics of the person to be presented. To help you in this regard, we have listed some aspects that you should pay attention to when buying gifts.

Gender

This is the one characteristic that can be observed. This doesn't refer to colors for men or women, but to some creative gifts that can please anyone. There are even many online stores with these types of gifts, such as mugs, drinking glasses, household items, games, etc.

Age

Always be aware of the age of the person who will be giving the gift and observe what their tastes and people in general who are the same age are, so this mission can be easier.

person's personality

This particularity can say a lot about the taste of the person. If you participate in a secret friend and you don't know her well, it's worth taking a look at her social networks and checking if there is any information about her tastes, such as the type of music she likes, movies she watches the most and so on. Suddenly, in that investigation, you manage to discover something important to help with the choice of the gift.

Profession

Checking the profession can be a good way to choose your gift. After all, what a person does says a lot about them, doesn't it? The gift doesn't have to be exactly some object that can be used at work, but it can be something that refers to that.

Budget available

There are gifts of all prices. With a lot of creativity and patience to look, you can save on shopping and spend as little as possible.

What to give a woman as a gift?

Giving gifts to women is not so difficult, with the plethora of options, it is possible to please her. Here are some basic options that can work for anyone:

  • lipstick holder with mirror;
  • LED mirror;
  • rest mask;
  • jewelry case;
  • cell phone case;
  • portable thermoses or cups;
  • books;
  • Bluetooth headset.

What to give a man as a gift?

For men, some joker options can leave them surprised and satisfied with their gifts, such as:

  • beer or coffee mug;
  • door caps;
  • notebook tray;
  • basic T-shirt;
  • snacks;
  • picture frame;
  • necessaire;
  • portable thermoses;
  • books;
  • mobile speaker;
  • cellphone case.

What to give a child as a gift?

Imagination should take over your thoughts when choosing a gift for a child. What can't be missing is fun for the kids. See some options:

  • pencil holder;
  • memory game or puzzle;
  • mug with straw;
  • storybook for children;
  • schoolbag.

How to choose packing?

Gift wrapping makes it even more special. There are bags and papers, each one more beautiful than the other. Shiny bows add that finishing touch making it even prettier. However, many of these packages, after the party, go straight to the trash can. So, the ideal is to pack your Christmas treats with materials you already have at home.

Besides being a cheaper option, this is a sustainable idea and the planet will thank you for it. Plus, it's a great way to personalize your gift and show the person how much you cared about them by making the packaging yourself. Here are some good ideas for you to do:

  • take advantage of the sheets of comic books or any other type of periodical and have an unusual package to present your dear friend;
  • reuse newspapers and the old world map that is in disuse due to technology and finish with a pretty bow;
  • cookie packets can also be decorated and serve as gift boxes;
  • film rolls form a nice bow.

And in times of internet and social networks that don't let us forget our family and friends, how about unleashing your creative side and creating Christmas cards online , for free?

Tools like Adobe Spark can help you with that! The image editor is simple and intuitive, basically using drag-and-drop resources. In addition to ready-made greeting cards, you can create your own design by uploading images from your gallery, creating a fun photo montage, modifying the text, including filters and choosing from dozens of creative fonts.

 


With the proximity of Christmas, some expenses of this period also arrive and the best attitude to take is to organize the finances so as not to start the next year in the red. In this way, there are general tips that we can follow when buying gifts or organizing supper, as well as guidelines for each type of Christmas purchase. That's why We separated a selection with 12 incredible tips to save A LOT on Christmas .

1. Set your budget

The first step before buying gifts or even deciding on the supper menu is to define the budget. For this, consider your financial planning and observe the amount available to be used with Christmas shopping. By setting a specific budget for your financial profile, you have more control over spending and don't run the risk of getting into debt.

2. Use your credit card sparingly

A credit card is a great tool to increase your purchasing power, as it allows you to pay for a larger purchase that exceeds your budget, for example. However, it is necessary to think about the value of the installments and whether the purchase will be advantageous in the long term. Remember that credit card interest rates are high and you should do your best not to get into debt.

3. Make a shopping list

Once your budget is defined, you can create a shopping list based on it. List the types of gifts to buy, in addition to the grocery shopping list. With a well-crafted list, it's easier to meet the goals and buy only what's on it, without distractions and expenses that don't know in the budget.

4. Do your shopping in advance

Prices tend to rise sharply as Christmas approaches. It is at this time that irresistible promotions arise, after all, marketing works with everything to make you buy as much as possible. The time limit also becomes a pressure factor and under these conditions you end up making bad shopping choices. Therefore, try to make purchases as far in advance as possible and avoid a scenario of pressure and high prices.

5. Search and compare prices

To save money, you need to spend some time. Do not hesitate to visit various shops, websites and supermarkets. You will be surprised how the same product can have so much difference in price between one store and another.

How to Save on Christmas Gifts

The tips above are for buying Christmas gifts, but below we bring specific tips for these purchases. Knowing who you are going to give as a gift, in addition to setting your budget, makes all the difference in your pocket. Before you go shopping, be sure to check it out.

6. Don't just go shopping

The mall might seem like the ideal place to do all your shopping at once. After all, there is a wide variety of stores, at various prices, and the environment is comfortable: all of this is designed to make you spend more. So, don't let the mall be your only option for shopping. Go to alternative malls, high street stores and do a lot of research on the internet to save time.

7. List the gifts

When making your Christmas gift shopping list, also include who will be receiving the gift. That way you don't run the risk of forgetting anyone and include the key people for whom you will buy a souvenir on this date. Knowing how many people you're going to gift to helps you set a budget and know what types of gifts you're going to give.

8. Leave the kids at home

If there is a way to leave the children at home during this period, avoid taking them shopping. Children are more sensitive to compulsive buying stimuli and will certainly make you spend beyond what was foreseen in the budget. But if your children are older, starting at age 10 is a great opportunity to teach them about financial education.

9. Take advantage of January offers

Is there any way to leave some gifts for later? If you're not going to see the person who received the gift anytime soon, a great way to save money is to shop until January. With trade in lesser flow, there are many promotions in this period and it is a great chance to buy with a lot of savings.

Christmas dinner: know how to save

Finally, we have some tips to make Christmas dinner fit in your pocket. First of all, you need to know how many people are going to attend and thus define your budget based on the number of guests. Check out more tips.

10. Define the menu in advance

With the number of guests in hand, set the menu well in advance, so you have more time to shop. Non-perishable items can be purchased in advance, both to save time on the eve of supper and to guarantee good prices.

By defining the menu, you can also perform more economical substitutions. The traditional Christmas turkey can be replaced by roast pork or even a fish like hake, which is cheaper. Having more options for salads, vegetables and side dishes such as farofa and mayonnaise also helps to save on meat.

11. Buy wholesale

Once you have your menu, you can save a lot on wholesale purchases, especially with drinks. Non-perishable products that can be stored at home for a longer time can be purchased well in advance in wholesale. Even so, there are several stores to visit and compare prices, if possible also use this tip to guarantee the best price.

12. Buy seasonal fruits and vegetables

The traditional fruit table is a classic at Christmas for families. In addition to replacing a table with desserts, you also save a lot, especially if you invest in seasonal fruits. 

  


Check out the Christmas tips we brought you to save on your purchases:

1. Analyze your budget

First of all, check which bills you already have to pay on your credit card and which expenses tend to appear at the beginning of the year .

Those with children, for example, need to buy school supplies in the first few months. Expenses such as vehicle IPVA, car insurance , property IPTU and other taxes still often arise . It is very important to know your  personal finances before making any purchase so as not to "put your feet in your hands".

By analyzing all these factors, you'll have a better idea of ​​how much you can spend on Christmas shopping so you don't get into debt . 

2. Define how much you will spend on Christmas shopping

Keep an eye on our Christmas tips and learn how to save!

Now that you already have an idea of ​​the available budget, it is time to decide how much you can invest in buying gifts.

One way to define this is  to assess what your monthly income is, look at the expenses at the beginning of the year and stipulate a percentage of how much you can invest. Some people determine that they can only spend 30% of their income, which is already a considerable amount. In this case, whoever receives R$1,000.00 will already have R$300.00 available for Christmas shopping, for example.

Attention: don't think about using your entire  13th salary for gifts. After all, you have other expenses throughout the year and that money could be useful up front. So, separate a part to make your emergency reserve or investment for the future .

3. Make a list

Identify which people you want to gift. It's common to have the desire to please everyone, but that's not always possible. So, keep your feet on the ground when planning your Christmas shopping.

Make a list of the names, list them by priority and then divide the total money available for the purchase of gifts by the number of people . Ready!

You will already have a clear idea of ​​how much you can spend on each item . If the value gets too low, it's time to cut some names or understand that you won't be able to give gifts of the same value to everyone.

4. Don't leave everything to the last minute

The last week before Christmas tends to be very busy for everyone, which can turn into a real pitfall for those who want to save money. So do your  shopping in advance and in an organized way .

This will enable better choices in your Christmas shopping, with calmness during the analysis of options and easier negotiation with the seller.

5. Take advantage of promotions

Be aware of offers that appear on the internet or in physical stores. Evaluate carefully to find out if the value has even been reduced or if it is an attempt to deceive the consumer. The more you can take advantage of promotions, the greater the opportunities to give good gifts at an affordable price.

6. Research a lot

To organize yourself financially, make a Christmas shopping list and do a lot of research.

Once again, the internet can be your ally when doing your Christmas shopping . Do a lot of research online for the products you want to buy and write down the prices. Then you can go to physical stores and compare offers.

Another option is to access the store's website at the time of the search within physical establishments and use online prices to negotiate reductions with the seller .

7. Bet on experiences

Do you want to present an unforgettable memory, but you have no idea what to give your parents or friends? Take the opportunity to invest in experiences instead of objects!

Often, scheduling a tour in a different place can be more affordable to surprise the recipients. How about a picnic in a park, a trip to the nearest beach or a lake in your area? Use creativity to provide amazing experiences for the people you love!

8. Give gifts made by you

Creating your own gifts is also an option to save on Christmas shopping. Imagine you have a child to give as a gift and an old toy stored in your room. Why not reuse this item? A doll, for example, can be given a different outfit, a hair accessory and become a great game.

If you know how to sew, for example, you can mak, clothes or decorative items to give as gifts to family members. That way, you only spend on the fabric and threads and you get a personalized item.

9. Ask for discounts

Don't be shy about negotiating prices! Sellers also need to hit sales targets and can always lower the values ​​a little.

So do your research, choose the items you want for your Christmas shopping, and talk to the seller. Often, he manages to give a special discount for those who pay in cash, for example.

10. Avoid installments

Try to do your Christmas shopping  paying in cash and, if possible, in cash. This will help you avoid credit card installments at the beginning of the year and can also be an excellent option for negotiating more attractive prices.

Remember that there is already a  law that authorizes different prices for cards and cash. So, take advantage of this opportunity to go shopping this Christmas. Thus, you will also have a limit available on the card in case any emergencies arise during the year.

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